New regulations: running a red light will be punished, and "running a green light" in Shenzhen will also be punished!

  CCTV News:From September 1st, Shenzhen traffic police began to focus on the rectification of illegal traffic behaviors of "rushing to the green light". Everyone is familiar with running a red light. What is a "green light"? What is the harm of "green light"?

  What is a "green light"?

  The so-called "green light" means that when the signal light turns green, if the vehicle in front is still blocked in the center of the intersection, then the motor vehicle should wait outside the intersection, otherwise it will constitute a "green light".

  "Running the green light" makes the traffic from congestion to paralysis.

  At noon on August 31, at the Industrial Road, Xixiang Avenue, Shenzhen, the intersection was blocked due to the detention of vehicles, and at this time, the vehicles behind were still pushing forward.

  Wang Haidi, deputy section chief of the Legal Department of shenzhen public Traffic Police Department, said that when the traffic is in a state of congestion and stagnation like this, the vehicles in front of the stop line should not continue to enter the intersection at the green light. Once these vehicles enter the intersection, vehicles that need to turn left on another road will be unable to drive, which will aggravate the congestion at the intersection.

  

The same situation also occurred at the intersection of Renmin Park Road, Jiefang Road, Shenzhen. Left-turning vehicles still pushed forward even though the intersection was blocked, while straight vehicles also chose to move forward despite the serious congestion ahead, resulting in traffic paralysis at this intersection in just over ten seconds.

  Wang Haidi said that this kind of behavior constitutes a "green light."

  How to judge whether the green light can pass at a traffic intersection?

  As we have seen in the surveillance video, the "green light" will cause a continuous backlog of vehicles at intersections, forming a large area of congestion, and it is also easy to cause collisions between vehicles. For drivers, how to judge whether they should pass at the green light intersection?

  

  First, when the green light is on, if the straight direction is blocked, then the straight traffic must wait outside the intersection, and the left and right traffic can pass normally.

  

  Second, when the green light is on, if there is traffic jam in the left, straight and right directions, traffic in all directions must wait outside the intersection.

  

  Third, when the green light is on, the left-turn direction is blocked, and the left-turn traffic must wait outside the intersection, and the straight and right-turn traffic can run normally.

  Feng Xinyi, deputy director of shenzhen public Traffic Police Bureau, said that subjectively speaking, the vehicles in the center of the intersection have stopped and can’t move, that is, don’t go in again.

  It has long been stipulated that "rushing to the green light" is illegal.

  In the traditional cognition of many drivers, "green light" is not an illegal act. But in fact, China’s road traffic safety law has already made relevant provisions on "rushing to the green light".

  

  Article 53 of China’s "Regulations for the Implementation of the Road Traffic Safety Law" stipulates that in case of traffic jam at the intersection ahead, motor vehicles should wait outside the intersection in turn and not enter the intersection. Article 12 (1) (4) of the Regulations on Penalties for Road Traffic Safety Violations in Shenzhen Special Economic Zone stipulates that in case of traffic jam at the intersection ahead, if you fail to stop outside the intersection according to law and forcibly enter, you will be fined by 300 yuan; Article 12, paragraph 2, stipulates that anyone who commits the acts mentioned in the preceding paragraph for more than three times within one year shall be fined by 500 yuan every time from the third time.

  Increase the police force’s special rectification "green light"

  Shenzhen traffic police said that starting from September 1st, the traffic police will increase police input, organize all police forces, such as road police on duty, peak police on duty, and iron riding patrol police, to specifically rectify the green light rushing behavior. At the same time, a special electronic police will be added at the intersection to automatically capture the illegal act of "rushing to the green light".

  

  Wang Haidi said that the purpose of carrying out the special rectification of "rushing to the green light" is to let the public know that "rushing to the green light" is an illegal act, better abide by road traffic laws and regulations, and stop entering the intersection when the traffic is blocked, so that the vehicles in the middle of the intersection can vacate as soon as possible and restore normal traffic order.

  Punishment will start from the third week of September.

  It is understood that the first two weeks of September will serve as a publicity transition period, that is, a period of impunity for violations. In the first week of September, publicize and educate vehicles that violate the law and "rush the green light"; In the second week, an on-site verbal warning was given; From the third week, a comprehensive investigation will be carried out.

China nuclear power "goes out" and the third Pakistani nuclear power plant is successfully connected to the grid.

[Observer Network Synthesis] According to The Paper’s report on October 16th, at 16: 35 local time in Pakistan on October 15th, 2016, the third nuclear power plant exported by China National Nuclear Power Group on the Belt and Road Initiative, Unit 3 of Chashma Nuclear Power, was officially connected to the grid, which became the third nuclear power plant in Pakistan. Units 1 and 2 of Chashma Nuclear Power were put into operation in 2000 and 2011 respectively.

According to the official news of CNNC, the No.3 and No.4 units of Chashma Nuclear Power Plant are a friendship project to implement China’s "One Belt, One Road" initiative, deepen China-Pakistan all-weather strategic partnership and witness the brotherhood between the two peoples. The power of the units is 340,000 kilowatts, and CNNC China Zhongyuan Foreign Engineering Co., Ltd. is responsible for the general contracting construction.

"Long live China-Pakistan friendship!" According to CNNC, Li Xiaoming, assistant general manager of CNNC, and Joseph, member of the Nuclear Power Committee of Pakistan Atomic Energy Commission (the Committee), who witnessed this historical moment, applauded at the moment of successful grid connection.

Pakistan’s third nuclear power plant was successfully connected to the grid.

Over the years, China has played an important role in the construction of Pakistani nuclear power market. Pakistan’s Chashma nuclear power project is the first commercial nuclear power plant designed and built by China, which is praised by both China and Pakistan as a model of "South-South cooperation". Among them, Chashma No.1 and No.2 300,000 kW PWR nuclear power units were put into commercial operation in 2000 and 2011 respectively.

"Chashma nuclear power is a model of China-Pakistan cooperation for more than 20 years and will strongly promote China-Pakistan in-depth cooperation in many fields in the future." Li Xiaoming, assistant general manager of CNNC, said.

At the subsequent grid-connected ceremony, Li Xiaoming exchanged souvenirs with Pakistan on behalf of CNNC, and said that China and Pakistan are steadily advancing the construction of the China-Pakistan Economic Corridor, and are committed to building a community of destiny between China and Pakistan. CNNC and Pakistan will deepen brotherhood, and Together Brothers will achieve fruitful results in the follow-up nuclear power projects and cooperation in other fields of nuclear energy.

Joseph, on behalf of the Pakistan Committee, shared the good news that C2 (Chashma Unit 2) power station has been running at full power for 266 consecutive days, creating the best record of Pakistan’s nuclear power operation, and expressed in Chinese that long live the friendship between China and Pakistan! He said that if we look at China-Pakistan friendship, we should look at Chashma nuclear power. After C3 (Unit 3) is successfully connected to the grid, it will provide Pakistan with a steady stream of electricity and bring light to the Pakistani people. We look forward to continuing to strengthen in-depth cooperation with CNNC.

At present, CNNC has exported four 300,000-kilowatt nuclear power units and two million-kilowatt nuclear power units to Pakistan, and is actively cooperating in the fields of uranium resources and personnel training. Unit 4 has entered the stage of comprehensive commissioning, and it is expected to be officially connected to the grid for power generation in the first half of 2017. By then, it will provide clean, efficient and safe electricity for Pakistan, which is short of electricity.

In addition to the Chashma project, in August last year, Unit 2 of Karachi Nuclear Power Project in Pakistan poured the first tank of concrete. Karachi No.2 nuclear power unit is the first overseas reactor of China’s independent third-generation nuclear power technology Hualong No.1, which means that Hualong No.1 has gone abroad for the first time and landed in Pakistan.

Karachi nuclear power project (K2, K3) is the largest nuclear power project in Pakistan at present, and its site is located near Karachi, Pakistan, along the Arabian Sea, about 900 kilometers away from Islamabad, the capital of Pakistan.

According to the data of the Commercial Office of the Consulate General in Karachi, the total amount of Karachi nuclear power project is US$ 9.6 billion, the Chinese loan is US$ 6.5 billion, and the power generation capacity is 2.2 million kilowatts. The project is built by China Zhongyuan Foreign Engineering Co., Ltd., and it is planned to generate electricity in 2020.

China’s nuclear power "going out" has been exported to seven countries.

Compared with Algeria, the starting point of CNNC’s "going out", Pakistan, an important stop of CNNC’s "going out", is more familiar to the industry. Pakistan is not only an important "bridge" running through the Middle East and South Asia, but also an overseas "post station" of China’s "Silk Road Economic Belt" and "21st Century Maritime Silk Road", and will become the "economic center" of the region.

According to the China-Pakistan nuclear energy cooperation agreement, the construction of a 300,000 kW PWR nuclear power plant in Chashma, Pakistan is an intergovernmental project for peaceful use of nuclear energy between China National Nuclear Corporation (the predecessor of China National Nuclear Corporation) and Pakistan National Committee. According to a report by CBN on 16th, the project contract was signed in the Great Hall of the People in Beijing on December 31st, 1991, and came into effect on February 25th, 1992 with the approval of both governments. On August 1st, 1993, the first tank of concrete (FCD) was poured. Li Xiaoming said earlier that the signing and implementation of this project indicates that China’s nuclear power technology has gone abroad and occupied a place in the international nuclear power market, which has effectively enhanced the influence of China’s nuclear industry in this field in the world.

According to official data, the Chashma Phase I nuclear power project is a milestone in the history of nuclear power development in China, and it has been highly praised by the International Atomic Energy Agency and the Pakistani and China governments for its good operation record. At the same time, the project makes China officially become the eighth exporter of nuclear power plants in the world.

According to the First Financial Report, the first phase of Chashma Nuclear Power Project was provided to Pakistan by the Chinese side in the form of turnkey, taking Qinshan Nuclear Power Plant in China as a reference. It was the largest high-tech foreign cooperation project in China at that time, with a total contract value of US$ 580 million. China is fully responsible for design, equipment procurement, civil construction, equipment installation, commissioning training and trial operation of power stations.

"In the process of project construction, the cultures of China and Pakistan are highly integrated." Li Xiaoming said earlier, "If you go to our project site, you will find that many Pakistani employees at the site speak Sichuan very well. At that time, many of our employees who went to Pakistan were Sichuan nationals. The employees of both sides had long-term contact, and dialects became one of the languages of communication. "

Like the high-speed rail, the "going out" of nuclear power has become a national strategy, and national leaders have repeatedly pushed China’s nuclear power to "go out" during their visits.

As the big brother of nuclear power enterprises in China, China National Nuclear Corporation is the only enterprise in China that has successfully exported nuclear power plants and achieved batch export. It has successfully exported 7 nuclear power units and 8 reactors or nuclear power plants to 7 countries, established scientific and technological economic and trade relations with more than 40 countries and regions around the world, and is negotiating with more than 20 countries for cooperation in the whole industrial chain of nuclear industry such as nuclear power and uranium resources, nuclear fuel and nuclear technology application.

Besides Pakistan, CNNC has signed cooperation agreements with Argentina, Egypt, Saudi Arabia, South Africa, Britain, France, Jordan, Armenia and other countries.

(Observer Network is from The Paper, CBN, etc.)

Shanghai’s new round of real estate regulation and control policy was introduced to define the second suite "recognizing the house and recognizing the loan"

  CCTV News:Today (November 28th), a new round of real estate control policy was introduced in Shanghai. For households who already own a house in Shanghai or have no housing in Shanghai but have housing loan records (including commercial or provident fund housing loan records), the down payment ratio is not less than 50%.

  The Shanghai Municipal Commission of Housing and Urban-Rural Development, the Shanghai Branch of the People’s Bank of China and the Shanghai Banking Regulatory Bureau jointly issued the Notice on Promoting the Stable, Healthy and Orderly Development of the Real Estate Market in this Municipality and Further Improving the Differentiated Housing Credit Policy. The Notice stipulates that,As agreed by the self-discipline mechanism of Shanghai market interest rate pricing, the following requirements are made for differentiated housing credit policies:

  Since November 29, 2016, if a household purchases the first set of housing (that is, if there is no housing in this city under the name of the household and there is no commercial housing loan record or provident fund housing loan record) and applies for a commercial personal housing loan, the down payment ratio shall not be less than 35%.

  In this city has a set of housing, or in this city has no housing but housing loan records (including commercial or provident fund housing loan records) of households to apply for commercial personal housing loans, the purchase of ordinary self-housing, the down payment ratio is not less than 50%; For those who purchase non-ordinary self-occupied houses, the down payment ratio shall not be less than 70%.

  The "Notice" requires that all housing management departments should strengthen the review of housing transactions and conscientiously do a good job in housing credit housing information inquiry. Commercial banks should continue to strengthen the audit of the source of down payment funds and the authenticity of income certificates, and carefully grasp the specific implementation level according to the borrower’s family credit status and solvency. For those who have the characteristics of investment and speculative housing purchase, the down payment ratio and interest rate should be strictly determined. People’s Bank of China Shanghai Branch and Shanghai Banking Regulatory Bureau will strengthen supervision and inspection. In addition, the Shanghai Banking Regulatory Bureau, together with the land regulatory authorities, has thoroughly verified the sources of funds for some land auctions, and is taking administrative punishment measures against banking financial institutions that have verified that funds have entered the land trading market in violation of regulations. Follow-up will also actively cooperate with relevant departments to continuously carry out the verification of the source of land transaction funds.

  On the same day, the Shanghai Housing Provident Fund Management Committee issued the Notice on Adjusting the Personal Loan Policy of the Housing Provident Fund in this Municipality:

  First, strictly implement the differentiated credit policy of provident fund. On the premise of distinguishing between the first and second home purchases, the down payment ratio for the second improved home purchase will be raised to 50% for ordinary commercial housing and 70% for non-ordinary commercial housing, the loan interest rate for the second ordinary commercial housing will be raised by 10%, and the maximum personal loan for the second ordinary commercial housing will be lowered by 100,000 yuan, and loans will be stopped from being issued to employees’ families with two provident fund loans.

  The second is to reflect the fairness, sustainability and risk control of the provident fund system. The multiple of the loan amount determined by the borrower with the balance of the provident fund deposit account decreased from 40 times to 30 times; Strictly implement the calculation ratio of the repayment ability of the Ministry of Housing and Urban-Rural Development to reduce the monthly repayment amount to no more than 40% of the salary base, and the caliber of the second set of improved housing identification standards.

  In addition, the city will increase the supply of commercial housing land to ensure that the supply of commercial housing land will increase year-on-year in 2016. Further strengthen the management of pre-sale behavior of commercial housing, strengthen the supervision of real estate enterprises and employees, continue to carry out special rectification of the real estate market order, and resolutely crack down on property hoarding, speculation of housing prices, false advertisements, deception of consumer transactions and various price violations by real estate development enterprises and brokerage enterprises; We will intensify efforts to investigate and deal with acts such as compiling rumors, spreading false information and disrupting market order, and deal with them severely according to the law and regulations. Cultivate and develop the housing rental market, encourage social professional institutions to continuously expand the scale of agency leasing business, effectively implement the registration and filing system of residential housing lease contracts, standardize housing leasing behavior, stabilize housing leasing relations, and protect the legitimate rights and interests of leasing parties.

  The city will continue to adhere to the housing market system of "residence-oriented, citizens-oriented and ordinary commodity housing-oriented", constantly improve the "four-in-one" housing security system, continue to strictly implement the provisions of "Shanghai Nine Articles" and "Shanghai Six Articles" in accordance with the national requirements on housing purchase restriction and loan restriction, strengthen market regulation and control responsibilities, strengthen supervision and inspection, implement the assessment system, ensure the implementation of various regulatory policies, and promote the stability of the city’s real estate market.

  Policy question and answer

  1. How do commercial banks identify the first home loan?

  A: If a resident’s family has no housing in Shanghai, and the credit information system of the People’s Bank of China shows that there is no record of commercial housing loans or provident fund housing loans in all parts of the country, it will be implemented according to the first home loan policy, and the down payment ratio will not be less than 35%.

  Second, how do commercial banks identify second-home loans?

  Answer: If a resident’s family has no housing in Shanghai, but there are commercial housing loan records or provident fund housing loan records in all parts of the country through the credit information system of the People’s Bank of China, or if it is found in the Shanghai real estate transaction system that he already owns a house (whether he has a housing loan record or not, whether his housing loan is settled or not), the second home loan policy will be implemented, that is, if he buys an ordinary self-occupied house, the down payment ratio will be no less than 50%; For those who purchase non-ordinary self-occupied houses, the down payment ratio shall not be less than 70%.

  3. When will this policy adjustment be implemented?

  A: In order to minimize the impact of policy adjustment on newly applied families, this policy adjustment is based on the online signing time of the house purchase contract. If the online signing time is after November 29th (inclusive), the new policy will be implemented; if the online signing time is before November 28th (inclusive), the original policy will remain unchanged.

  Four, how to purchase housing information query for housing credit?

  Answer: After signing the house purchase contract, the borrower and his family members should apply to the Municipal Housing Information Center to check the housing situation under the family name with the house purchase contract, the Borrower’s Family Housing Inquiry Application Form reviewed by the loan bank, the identity documents of the borrower and his family members, household registration book, marriage certificate and other materials, and the Municipal Housing Information Center will issue the inquiry results within 5 working days after accepting it, which will serve as the basis for the loan bank to examine the loan.

  In order to facilitate the inquiry procedures, most commercial banks in Shanghai provide agency services for housing information inquiry. With the authorization of the parties, the loan bank can handle the inquiry with the relevant materials to the Municipal Housing Information Center.

  V. The "Notice" proposes to strictly verify the information about the housing situation of the households who purchase houses. What are the specific contents?

  A: Shanghai Housing Information Center will strictly verify the information about the borrower’s family housing situation with all lending banks. First, check the information about the housing situation declared by the borrower under the names of his family members; The second is to check the marital status and other information declared by the borrower through networking with civil affairs departments; The third is to compare the consistency of the borrower’s declaration of relevant information in property tax, housing purchase restriction and differentiated housing credit application.

  6. What is the basis for this adjustment of provident fund loan policy?

  A: According to the differential credit policy of Shanghai housing provident fund, in the past, it was mainly to review the housing situation under the name of the family applying for loans. Even if the paid-in employees have used provident fund loans, they can still apply again after paying off. This adjustment is to simultaneously review the housing situation under the family name and the provident fund loan record. For the families of paid employees who have purchased the first set of housing and have never used the provident fund, the differentiated credit policy of the provident fund will not be adjusted; For the paid workers’ families who have used the provident fund loan once, even if there is no house under their name, they can only enjoy the second set of improved housing loan policy; The third provident fund loan will not be issued to the paid employee families who have used the provident fund loan twice. This is conducive to the differentiation and fairness of provident fund loans, but also reflects the target of provident fund support.

  Adjusting the loan policy of the second set of improved housing is a corresponding adjustment according to the requirements of this real estate regulation and control. In 2010, the Ministry of Housing and Urban-Rural Development and other four ministries and commissions required that the down payment ratio of the provident fund for the second set of improved housing should not be less than 50%, and the loan interest rate should not be less than 1.1 times of the loan interest rate for the first set of housing provident fund in the same period. In November 2014, in order to support housing consumption, according to the documents of the People’s Bank of China and the China Banking Regulatory Commission, Shanghai implemented the provident fund loan policy for purchasing the second set of improved ordinary housing with reference to the first set of housing policies. However, under the current background of real estate regulation and control, the down payment ratio, provident fund loan interest rate and maximum loan limit are adjusted accordingly to better reflect the differentiated management with the first set of first-time home buyers.

  The adjustment of the monthly income base ratio of the borrower’s ability to calculate repayment is based on the spirit of "the upper limit of the ratio of monthly repayment amount to monthly income is controlled at 50%-60% on the premise of ensuring the borrower’s basic living expenses" in the Notice on Effectively Improving the Use Efficiency of Housing Provident Fund (Jian Jin [2015] No.150). At present, the repayment ability of provident fund borrowers in Shanghai is calculated as the monthly repayment principal does not exceed 50% of wage income. If interest is added, the monthly repayment amount accounts for about 70% of wage income, which exceeds the upper limit control standard of 50%-60%. This adjustment from 50% to 40% can truly reflect the borrower’s solvency, and the monthly principal and interest payments are controlled within the scope stipulated by the policy to reduce the risk of default of provident fund loans.

  The strict identification of purchasing the second improved housing is further clarified according to the spirit of "The second housing provident fund personal housing loan is only granted to the paid workers’ families (including borrowers, spouses and minor children) whose existing per capita housing construction area is lower than the local average level, and the loan purpose is only limited to the purchase of ordinary self-occupied housing with improved living conditions" in the Notice on Relevant Issues Concerning Regulating the Housing Provident Fund Personal Housing Loan Policy (Jian Jin [2010] No.179).

  To calculate the deposit balance multiple of provident fund loan amount, the loan risk leverage and the principles of mutual assistance, fairness, sharing and sustainability of housing provident fund are usually considered comprehensively. Other cities in the country are not higher than 25 times, generally between 10 and 20 times. Shanghai has taken into account factors such as policy continuity and gradual progress, and this time it is appropriately lowered from 40 times to 30 times (the supplementary provident fund is lowered from 20 times to 10 times).

  7. What is the self-discipline mechanism of Shanghai market interest rate pricing?

  A: The self-discipline mechanism of Shanghai market interest rate pricing is a self-discipline coordination mechanism of Shanghai banking financial institutions under the supervision and guidance of the Shanghai Headquarters of the People’s Bank of China, which plays an important role in Shanghai real estate financial regulation and control. First, according to the requirements of Shanghai real estate regulation and control, under the guidance of the Shanghai Headquarters of the People’s Bank of China, according to the principle of "making policies according to the city", the differentiated housing credit policy adjustment plan is determined through consultation. Second, it has played a key role in unifying the specific implementation standards of differentiated housing credit policies, standardizing the cooperation between commercial banks and real estate intermediaries, preventing off-site fund-raising and leverage in the real estate market such as "down payment", and maintaining the order of the housing financial market, effectively urging commercial banks to fully implement Shanghai’s real estate financial regulation and control policies. (CCTV reporter Sheng Yuyu)