You should know these things about reducing and exempting enterprise social insurance premiums in stages.

　　This year, the state has issued relevant policies to reduce and exempt enterprise social security premiums in stages. What are the implementation effects of these policies and what are their characteristics?

　　At the recent briefing on the policy of stabilizing employment and reducing social insurance premiums in the State Council held by the State Council, the relevant person in charge of the Ministry of Human Resources and Social Security responded to this. Let’s take a look!

　　In accordance with the decision-making arrangements of the CPC Central Committee and the State Council, in order to cope with the impact of the COVID-19 epidemic on the production and operation of enterprises and help enterprises, especially small and medium-sized enterprises, to tide over the difficulties, in February this year, the Ministry of Human Resources and Social Security, together with relevant departments, issued a phased policy of reducing and exempting three social insurance premiums: enterprise pension insurance, unemployment insurance and industrial injury insurance. In June, according to the situation of epidemic prevention and control at home and abroad, the period of the phased relief policy was extended, including the policy of halving the collection until the end of June and the policy of exempting social security fees until the end of this year. At the same time, the new policy stipulates that in 2020, the minimum base for individuals to pay endowment insurance premiums can be temporarily adjusted. At the same time, it is stipulated that flexible employees who have difficulties in paying this year can voluntarily suspend the payment of endowment insurance premiums and pay them back next year.

　　After the introduction of the new policy, it has been quickly implemented, which has played a very positive role in relieving the difficulties of enterprises and helping enterprises to resume work and production, and has been well received and praised by enterprises.

　　As of the end of September

　　The three social insurance premium reduction and exemption policies in stages benefited 11.299 million enterprises, with the reduction and exemption of 910.7 billion yuan and the deferred payment of social insurance premiums of 61.6 billion yuan. In addition, the policy of reducing the social insurance premium rate reduced the payment of enterprises by 232.2 billion yuan, and reduced the cost of enterprises by 1,204.5 billion yuan.

　　To sum up, the policy of reducing and exempting social insurance premiums introduced this year has the following three characteristics:

　　1. Pay attention to classified policies

　　The introduction of the phased relief policy is to help enterprises tide over the difficulties. According to the different anti-risk ability of large, medium and small enterprises, the strength and time of enjoying the policy are different, and the focus is on small and medium-sized enterprises with weak anti-risk ability.

　　2. Pay attention to precise force.

　　While alleviating the difficulties of enterprises, the needy people who participate in social insurance are also included in the policy scope.

　　For example, at present, it is mainly difficult small and medium-sized enterprises and their employees who pay endowment insurance premiums according to the lower limit of the payment base, and most of them are flexible employees. The new policy stipulates that the lower limit of the payment base this year will help these enterprises and individuals reduce the pressure of payment. Under normal circumstances, the upper and lower limits of the social security contribution base will be adjusted every year according to the average wage growth of employees in the previous year, and the lower limit will not be adjusted this year, which will reduce their payment pressure.

　　In addition, if flexible employees have difficulties, they can voluntarily suspend the payment this year and make up the payment next year. This is also a policy breakthrough, which will correspondingly reduce the payment pressure of these flexible employees with difficulties.

　　3. Unprecedented efforts

　　Since 2015, corporate social security rates have been reduced six times, and the total rate has been reduced from 41% to 33.95%. These six reductions have reduced corporate contributions by nearly one trillion yuan.

　　The reduction and exemption policy introduced this year is expected to reduce the payment of enterprises by 1.6 trillion yuan a year, which is unprecedented in strength and plays a very important role in helping enterprises get out of difficulties, stabilize and expand employment.

　　In the next step, the Ministry of Human Resources and Social Security will continue to strengthen the guidance on the implementation of the policy of reducing and exempting enterprise social insurance premiums, so that enterprises and individuals can benefit more, get more benefits and add more vitality.